Simply put, a short-term health insurance plan, also known as temporary health insurance, is a medical plan with a limited duration. They are designed to bridge gaps in your health care coverage during a period of transition, like graduating from college, or starting a new job where you may have to wait for new coverage to begin.
In today’s healthcare environment, many people are looking for ways to keep premiums affordable. While no single plan or plans are best for everyone, many are finding relief in the form of “Packaged Benefits. Packaged Benefits include a High Deductible Major Medical plan for catastrophic protection and a custom tailored plan that can reduce or even eliminate the out-of-pocket exposure associated with hospital confinements. This can often be accomplished with little more premium than is currently required for their Major Medical plan alone!